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Outstanding Features
A platform that provides financial access to SME's in Africa
Tailored to your sales cycle
Retailers can access inventory from any of their distributors whether online or offline and pay back after they've sold the goods.
Fast, flexible financing
Suppliers are paid by Zanifu in real-time allowing instant liquidity and increased turnover.
No traditional collateral needed
There is no requirement for a credit history or collateral. Just an existing relationship between retailers & their suppliers.
What We Do
More Services
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How We Can Help?
Zero Collateral
- No assets required
- Borrow with ease
- Credit without risk
For African Retailers
- Built for growth
- Retailers first approach
- Empowering businesses
Direct Payments
- Fast. Simple. Secure.
- Instant funds transfer
- Pay without delay
Smart Growth
- Scale with confidence
- Grow your business
- Smarter solutions
Accessible coutry-wide
Customer Satisfaction
What our clients say
Zanifu allows me to increase my inventory capacity ensuring I don’t lose out on sales. Customers never find me understocked.
My business turnover grew to the point, I managed to open another shop because Zanifu provided me with working capital for my inventory
I have never been able to access financing from a bank because I don’t have collateral. Today, I can comfortably grow my business without worrying about cash flow
Quick Features
Get started today
Inventory financing built for small retailers in Africa—flexible, fast, and built around real trading cycles. Empowering entrepreneurs with the capital they need to stock up, grow sales, and strengthen their businesses.
Ready to Get Started?
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Zanifu makes it possible for millions of African businesses to access financial services
Policies and resources
Contact Us
Kenrail Towers, Nairobi, Kenya
+254 712 346 4564
info@zanifu.com